Kerala Houseboat Tours and Vacations

Tucked away in the southern strand of India, lies beautiful Kerala. Christened God’s own country, Kerala has a lot to offer intrepid travellers.

Kerala is covered by fertile green jungles, rolling hills, mind-blowing beaches, and of course its magical backwaters. The amazing backwaters of Kerala give visitors the opportunity to see real life in the heart of Kerala.

The backwaters of kerala stretch over 1900 kilometers, providing, drinking water and irrigating paddy fields. The best way to view this magnificent area is from the comfort of a Kerala HouseBoat.

House Boat Insurance

Here’s a video that exposes the myths about house boat insurance. Take a few minutes to watch this houseboat insurance video and maybe save yourself a bundle!

I hope you enjoyed the video. Here’s some additional information about why you need boat insurance.

Some people simply overlook boat insurance. They think that nothing bad is going to happen, when in reality, bad things often happen involving boats!

If you own a boat, you need boat insurance. In fact, many states now require boat owners to carry Watercraft Liability insurance before they transport or operate a boat. If your boat has been financed, your lender will almost always require you to carry full coverage boat insurance.

Again, most people don’t think anything bad will happen – but bad things do indeed occur!

Vandalism is one problem that you may encounter. This is especially true if you dock your boat in a marina. Vandalism can also occur when you park your boat at your home, or at a hotel when traveling.

When you shop for insurance, make sure that vandalism is covered on your policy. Most issuers of boat insurance will only offer you the Watercraft Liability – but in most cases, you need more coverage than that! Theft is another possibility. Cars are stolen all the time – but boats are stolen as well. In fact, stealing a boat is easier than stealing a car!

Boat insurance should cover you in the event of vandalism, theft, sinking, fire, storms, capsizing, stranding, collision, and explosion. Furthermore, the insurance should cover the boat, the motor, and the trailer used to transport the boat. The boat should be covered no matter who is operating the boat, as long as they are legally allowed to operate the vessel.

Boat insurance will typically cover you in the event of malfunction as well. If something happens to your motor, it should be covered by your insurance. It should also cover you in the event that your boat needs to be towed back to shore.

What you are covered for depends on what type of coverage you purchased through your insurance agent. For this reason, it is important to know what type of coverage is available. Not all insurance companies will offer all types of coverage, but they will offer Watercraft Liability and Watercraft Medical payments.

Watercraft liability covers you just like car liability insurance protects you in the event of an accident where you are found to be at fault. Medical payments will cover medical expenses incurred by you and the occupants of your boat that are the result of a boating accident in the covered water vessel.

Optional insurance usually includes coverage for reasonable repairs, emergency services to your boat, motor, or boat trailer, and wreck removal. Wreck removal is very important coverage to have. If you boat sinks, it will need to be raised before an insurance company can access the damages and pay your claim. This is very expensive, and in most states, the law requires you to remove wrecked or sunken vessels.

Boats may be luxury items – but they are very expensive luxury items.

Repairing or replacing a boat may not be something that you can easily afford – but in most cases, you will find that boat insurance is quite affordable. However, if you are thinking in terms of cost, and you think that you cannot afford the boat coverage, you can be certain that you will not be able to afford to repair or replace the boat either!

No matter how you look at it, you need boat insurance, even if you just purchase the watercraft liability coverage. Again, most states now require this liability coverage for water vessels, and if the boat is financed, the optional coverage may be required as well.

Discuss your boat insurance coverage needs with your insurance agent to determine what coverage is right for you and your boat.

How Do You Find Your Dream House Boat?

Purchasing a house boat can be an expensive investment and should not be taken lightly. Buying a boat is a huge undertaking, finding the right house boat that meets your specifications is equally challenging, not only for first time boaters but also for veterans who have had many years of experience in landing the right boat. No matter how straightforward you think your requirements are, sourcing the ideal boat on your own can be extremely exhausting without getting any guidance from an expert. This is where a boat trader can come in handy in pointing you in the right direction.

Boat Traders

A boat trader does most of the ground work for you in your quest to find your dream boat. You will need to provide as much information as you can to the boat trader to ensure the best match. Important details include the number of people that the houseboat must be able to have on board, types of facilities such as en-suite bathroom, number of bedrooms, satellite television and navigation systems, child-friendly design to name a few, frequency of boating, purpose of the boat (eg for pleasure, fishing, research etc) and more crucially what your budget is. It is also vital to instruct the boat trader to factor in ongoing maintenance and operations costs of the boat so that you get a more accurate picture of the overall ownership costs.

Boat traders are well acquainted with the details of the different types of boats, they can show you the pros and cons of the different boats which will allow you to make a better and more informed purchase decision. They can also help you in learning how to finance the boat and draw up a water tight purchase agreement.

Remember to include a clause in your purchase contract to ensure a money-back guarantee and a replacement boat in the event the house boat fails to live up to its promises. Warranties must be formally agreed upon in written format to protect against breakdowns. If you wish to make modifications to the boat by either replacing existing parts or making new additions to it, make sure the appointed boat trader knows about them. They can also obtain the necessary marine supplies and accessories on your behalf, often with their network of contacts they can even secure discounts for your purchase, making the whole boat purchasing experience that much more enjoyable and hassle free.

Of course ultimately you have the final say on how you would like to source your new houseboat. You could always research over the internet to decide for yourself which method works best for you, whether you are cold-calling or going on the recommendation of a friend, nevertheless turning to a boat trader to do it for you is particularly useful as their vast experience in boat purchasing and knowledge will ensure that you get the best chance in finding the ideal house boat that meets all of your requirements with the minimum of fuss.

Don’t forget to check out eBay!. yes, you can find houseboats for sale here:

 

Adorable Floating Home For Rent

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Adorable Floating Home For Rent in Portage Bay.

Available for a six month lease beginning October 2014 and ending April 2015.  A wonderful way to test the waters and see if this amazing lifestyle is right for you.

You’ll enjoy every inch of this charming 610 square foot, one bedroom, one bathroom …read more